Larry E. Swedroe is the chief research officer for Buckingham Strategic Wealth and Buckingham Strategic Partners. Larry holds an MBA in finance and investments from New York University and a bachelor's degree in finance from Baruch College. Larry was among the first authors to publish a book that explained the science of investing in layman's terms, The Only Guide to a Winning Investment Strategy You'll Ever Need. He has since authored nine more books and co-authored seven books on investing and financial planning. His books have been published in seven languages. Larry is a prolific writer and contributes regularly to EvidenceInvestor.com, AdvisorPerspectives.com, and AlphaArchitect.com. Kevin Grogan, CFA, CFP (R), is director of investment strategy for Buckingham Strategic Wealth and The BAM ALLIANCE. Kevin holds an MBA from Saint Louis University and a bachelor's degree in finance from Missouri State University in Springfield. He co-authored the books "The Only Guide You'll Ever Need for the Right Financial Plan" and "Reducing the Risk of Black Swans," as well as the article "The Maturity of Fixed-Income Assets and Portfolio Risk" in The Journal of Investing with Larry Swedroe.